Definition: Workers Compensation Insurance, or Workers Comp Insurance, is a type of medical care coverage provided to employees who are injured while performing their job duties on or off duty, including accidents occurring during work hours. The goal of this coverage is to provide financial assistance to workers whose injuries result from injuries they sustain in the course of their employment. The definition of "workers compensation insurance" typically includes a list of specific benefits that are provided under the policy. These may include medical treatment, rehabilitation services, and pain management treatments. Benefits may also vary depending on the type of injury or illness suffered by the employee, as well as other factors such as work environment conditions or location. Workers Compensation Insurance is often used in combination with other forms of workplace protection programs, such as workers' compensation, disability insurance, and unemployment benefits, to provide a comprehensive set of benefits to employees who are injured or ill at their job.
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